# Exchange Mergers: What Changes for Your Balance

URL: https://www.xineee.net/exchange-mergers/
Published: 2026-10-27T23:21:28+00:00 | Updated: 2026-10-27T23:21:28+00:00
Verified: 2026-10-27

## Quick answer
A merger swaps who owes you the balance, not the balance itself. Export statements, reconcile cost basis lots and refresh addresses before the migration window closes.

## Summary
A merger changes the entity that owes you your balance, not the number on screen. Records, deposit addresses and access controls are what break in practice.

## FAQ
Q: Is my balance at risk during an exchange merger?
A: The balance is exposed to the surviving entity from the moment the transfer completes, not from the announcement. Custodial claims depend on segregation and local insolvency rules, which vary widely by jurisdiction. If the exposure is larger than you would accept from a single counterparty, ask why it is there.
Q: Do I have to move my coins before the migration?
A: No, but the option to move is time-limited. Withdrawals are commonly paused for part of the window, and the pause rarely comes with a firm reopening date. If you intend to leave, do it before the freeze.
Q: Will my deposit address still work?
A: Sometimes for a while, then usually not. Old addresses often forward during a grace period and stop afterwards. Treat every address issued before the migration as expired and generate a fresh one.
Q: What happens to my transaction history and cost basis?
A: Assume the detail is lost unless you have exported it. Many migrations carry balances forward while dropping fill-level history. A CSV export taken now costs a few minutes; reconstructing three years of trades from bank statements does not.
Q: Can I withdraw while the migration is running?
A: Depends on the venue and the stage of the migration. Deposits and withdrawals are often suspended at different times and extended without much notice. Check the status page, not the announcement post written weeks earlier.
Q: Does a merger change the fees I pay?
A: It can. Fee tiers, withdrawal minimums and network support are commercial terms renegotiated as part of the deal. Compare your effective rate on a real trade after the migration rather than assuming the old tier followed you across.